Question: What do I get with an internet merchant account, and do I need a shopping cart?

Answer: An internet merchant account is a special type of account, because these types of credit card transactions are “card-not-present” transactions. Most companies use special criteria to assess risk, and have a different fee structure because the merchant can’t physically see the card being used to make the purchase. With an internet merchant account you can:

  • Accept and process credit card payments in real time.
  • Accepts all major credit cards.
  • Process credit card transactions from orders received offline.
  • Issue credits.
  • Void transactions.
  • View your list of transactions online.
An online shopping cart is not required for these types of accounts because there are different ways you can process online credit card transactions. For more information, visit