TROY, Mich., Oct. 13, 2015 – North American Bancard (NAB), an industry leader in credit card processing, has announced the appointment of Tim Oneacre as general manager of its subsidiary Electronic Payment Exchange (EPX), a full-service payment processor that provides both front- and back-end payment solutions.  In his new position, Oneacre will be charged with growing EPX’s business and increasing its sales presence by offering a combination of functionality and service to multiple merchant sectors, as well as further developing international business and sales partner relationships.  Oneacre will be based at EPX’s Phoenix, Arizona offices.

An exceptional executive, Oneacre has extensive knowledge of international management and operations.  His more than two decades of experience in the financial services and insurance industries has enabled him to accumulate substantial proficiency in business development, global operational strategy, large scale international operations management, and business process reengineering/continuous improvement.  Oneacre’s knowledge and expertise has resulted in successful global mergers and acquisitions and organizational restructure and change, which in turn led to multi-million dollar savings, further acquisitions, and technology improvement programs for his employers. 

Prior to arriving at EPX, Oneacre spent much of his career with First Data Corporation, holding several senior-level positions at locations around the world, including Coral Springs, Fla., Hagerstown, Md., London, England, and Sydney, Australia.  Most recently, Oneacre was the vice president of business effectiveness for First Data Corporation in Coral Springs, Fla., where he was responsible for global business process improvement projects that achieved $15 million in annual savings.  Previously, he was vice president of international operations in the London office, where he developed and implemented operational strategy for the company’s international call centers and back office operations.  Oneacre also managed multiple large scale automation and work migration projects, evaluated and selected operational vendors and managed large banking customers’ relationships.  Oneacre’s other positions with First Data included vice president and general manager of First Data’s merchant alliance in Australia; vice president – international development at the Coral Springs office; and vice president – operations at the Coral Springs and Hagerstown offices.  Before his extensive First Data experience, Oneacre worked for Europ Assistance in Washington, D.C. as vice president of operations and director of human resources and administration.

“Tim’s wealth of domestic and international experience will be of tremendous benefit to EPX as we continue to fully integrate EPX into the NAB family, with the ultimate goal of becoming an end-to-end processor,” said Terri Harwood, chief operating officer of North American Bancard.  “In addition, Tim’s incredible knowledge of the payments industry is invaluable, and will help to ensure that both NAB and EPX become stronger at what we do, so we can help reduce costs and better tailor processing solutions to our customer’s needs.”

Oneacre received his MBA in International Business from the University of South Carolina in Columbia, SC, and a Bachelor of Arts in Political Science and French from the University of Akron in Akron, Ohio.  He resides in Wellington, Fla.

About EPX

Founded in 1979, EPX is a full-service credit card, debit card, stored value, and electronic check (ACH) payment transaction processor with over $18 billion in annual processing volume.  Its unmatched expertise in processing security allows EPX to offer merchants the most secure and cost-effective payment processing services.  As a wholly owned subsidiary of award-winning North American Bancard, one of the electronic payment processing industry’s leading solution providers, EPX will continue to research, build, implement, and support industry-leading payment processing solutions that facilitate PCI compliance, protect merchants, and enhance consumer confidence.  For more information, visit

About North American Bancard

Headquartered in Troy, Michigan, award-winning North American Bancard is an industry leader in credit card processing, providing a variety of merchant services that help client companies of all sizes develop solutions for payment processing, including credit, debit, EBT, check conversion and guarantee, gift & loyalty cards and more. As an MSP/ISO since 1992, North American Bancard is dedicated to offering the highest service levels, exceptionally competitive pricing, and the latest technology to its client companies, including Pay Anywhere, its proprietary point-of-sale (POS) solution. With over $34 billion worth of payments processed for more than 250,000 businesses every year, North American Bancard is determined to help American businesses prosper. For more information, visit